my mom is finally switching to PMs!

[phranq]

First off, thanks so much for your videos, this site & your walk of faith... hope you are feeling/doing better...

I think I finally may have convinced my mom (retired) to switch from her current investments (bank "guaranteed" (ha!) investment certificates) to PMs...

The question I have is how to switch... all in, at once, or gradually?

And in what ratio of cash / silver / gold?

She needs money on a regular basis to pay for her senior residence

Thought silver would be best for long-term, i.e. 1+ year out expenses, gold for <1 year expenses, and some cash for immediate

Please advise at your earliest convenience... thanks!