coinupdate.com / Michael Bugeja / January 3, 2014
In spring 2003, the top two holdering companies announced that they would be certifying well-struck Roosevelt dimes with “FT” (full torch, NGC) and “FB” (full bands, PCGS) designations. Both companies based their changes on collector and dealer requests.
This means that Roosevelt dimes in older holders may have undesignated full bands on their labels. That presents you with a keen opportunity to snare a rare coin at minimal cost.
The FT/FB designations do not apply to proof coins, by the way.
Before suggesting what dates to look for, let’s define how to recognize full bands.
Look at the reverse. You will see upper and lower horizontal bands on the torch and three areas of vertical bands above and below each of the horizontal ones. Bands must be clear and unbroken.